individj said:
it was like R40 odd k for parts alone so they gave me quotes on 2nd hand parts & came to R31 000 with spray job but ja I'm letting them take it & i will start again with something else.
Im sure all insureres probably use the same model world wide - If the cost of repair is more than half the value of the car,then it should be a write off.If you choose to have it repaired then insist on an approved BMW panel beater to do the work - make your e46 look like one of the cleanest out there - dont do what the old school boys used to do - R40 damage -repair for R10k and pocket the rest.
If this is your pride and joy insist on the best repairer to sort.
Demontec said:
individj said:
update. just got back to me..write off with genuine parts & can repair with second hand parts
Why not claim directly from the ladies insurance? especially after she admitted to being at fault and take your 3 quotes to them for settlement
could be repaired the way you want it if you follow that route
Than again second hand parts isn't the end of the world if undamaged, They're just body panels at the end of the day unlike mechanical items
sorry dude ,but youve lost me with the "claim from the ladies insurance"
Paying your premiums means that you have the luxury of knowing that whatever happens,your car will be repaired or replaced.
once you receive your payout - its between your ins and her insurance to fight it out as to who accepts liability.
if shes accepted liability, and sticks to that story as they always do at the scene but advised not to by their insurer,then youll get back your excess with a no fault claim registered against your account.
Now,this is how its normally done - you need not get involved but insist on the best repair to your car OR say "hell no,that cars been damaged BER and I dont want a car with accident damage history attached.
Then take the payout and splashout on a nice new beemer - lots of great deals going my mates have said.