Insurance - With who and how much

[Clownshoe]

I am thinking of just going 3rd party, fire and theft. That is R200 vs. R1000 for example on the M5. My cars really do not get used very much and I could probably handle any repair damage myself. 635 would get written off for a paint chip at insurance repair costs!! They are all fair weather cars and the real risk for damage is the daily commute, and they do not do that. Over the 3 cars I would go 3rd party i would be looking at close to R2000 a month saving.

The X5 (Mothership) will get comprehensive and the Patrol is getting Tuffstuff offroad and cross border recovery insurance.

 

[Gbmw]

Hollard
R2800 3 Cars and household

 

[-Z-]

2009 E92 335 m/sport coupe

Unity (a division of Budget Insurance)
R1012pm, R4200 excess

 

[Kyle]

Outmorons qouted me R2200 for a E46 320i :biglol:

 

[sanesh21]

With outsurance I got quoted R4700pm hahaha, on my dad as principle driver it's R1100 so you can guess what I did lol.

Edit :

2013 F21 M135i

23years old at the time of quote,

Clean record , no claims .

Gated premises

 

[CocoPops]

I have said this before.. Comparing Insurance premiums is not really useful without a bit more info:

Car:
Model:
Age:
Value Insured for:
Age of driver:
Driver claim history in last 3 years:
Location insured at:

That gives a better base to compare..

Sweet

 

[Kyle]

Car: E46 320i Indi
Model: 2003
Age: ?
Value Insured for: 89k
Age of driver: 22 at the time
Driver claim history in last 3 years: 0 but no prior insurance on my name
Location insured at: Queensburgh

 

[splintheter]

Broker is Indwe, Insurer is Santam:

E92 M3 : R640
E60 530d: R480
Pajero with 4x4 cover - R410
Honda Jazz : R230

 

[0j.venter]

Car: Mini
Model:Cooper
Age:2006
Value Insured for:R100 000
Age of driver:21
Driver claim history in last 3 years: 0
Location insured at: MIdrand

im with Zurich- cheapest i could find- being under 25 is no good when trying to get insurance! paying R1300.00

quotes i recieved ranged from R2800 to R5600:nonono:

 

[splintheter]

Sorry

Model: BMW e92 M3
Age: 2008
Value Insured for: R450k
Age of driver: 33
Driver claim history in last 3 years: 1 claim to the value of R40k
Location insured at: Noordhoek CPT

R640

Model: BMW e60 530d
Age:2007
Value Insured for: R235k

R480

Modelajero 3500
Age:2000
Value Insured for: 72k

R410

 

[ChefDJ]

... being under 25 is no good when trying to get insurance! paying R1300.00

You hit the nail right on the head :nonono:

I'm 23. When I first insured my Jetta their excuse was that I'm under 21. Then when I turned 21 I tried to re-insure for cheaper and they said I'm under 23. I sold the Jetta, bought the BMW, and got insurance. Turned 23. Still high cos I'm now under 25.

I'm gonna be a freakin million years old before I get lower premiums due to age cos every time I have a birthday these bastards move the age risk group up!!!

:argh:

 

[0j.venter]

i hate it! :/ but im hoping my premium will go down after about 6 months to 12 months

 

[KevinC]

Model: BMW F30 320d
Age: 2012
Value Insured for: R405k
Age of driver: 29
Driver claim history in last 3 years: None (only been insured for a year prior to this deal)
Location insured at: Fourways

Car Premium: R701
Household contents of R150k: R289.65

Total premium: R990.65

I am with Carmen!

 

[Adi]

Model: BMW e12 535iM
Age: 1983
Value Insured for: R110k
Age of driver: 41
Driver claim history in last 3 years: Full no claim
Location insured at: Midrand

Cost R1200 per year!

 

[Pho3niX90]

Car: Mini
Model:Cooper
Age:2006
Value Insured for:R100 000
Age of driver:21
Driver claim history in last 3 years: 0
Location insured at: MIdrand

im with Zurich- cheapest i could find- being under 25 is no good when trying to get insurance! paying R1300.00

quotes i recieved ranged from R2800 to R5600:nonono:

Try carmen. That would probably come down to 700 and less

 

[Dippies]

Outmorons qouted me R2200 for a E46 320i :biglol:

You got no negotiation skills. :fencelook: and must be like 16 yrs old.

 

[0j.venter]

Car: Mini
Model:Cooper
Age:2006
Value Insured for:R100 000
Age of driver:21
Driver claim history in last 3 years: 0
Location insured at: MIdrand

im with Zurich- cheapest i could find- being under 25 is no good when trying to get insurance! paying R1300.00

quotes i recieved ranged from R2800 to R5600:nonono:

Try carmen. That would probably come down to 700 and less

who is carmen? is it a she or a company? :facepalm:

 

[Pho3niX90]

haha it's a broker, they use brolink / santam.

it doesn't cost anything to get a quote, just email [email protected]

 

[ashley]

Car: BMW
Model: Z4 3.0i
Age: 2004
Value Insured for: 151000
Age of driver: 45
Driver claim history in last 3 years: None
Location insured at: East London

Full comprehensive , any driver, R3000 access, no tracking device required
Insured through - Zurich- R780pm including 120k household

budget and others quoted me 1300pm plus

 

[dyllindd]

Two years back I still had my 2003 E46 318i. Just got my licens then and paid R2500 pm with Outsurance & Excess was R7500.