used e92

[McCucy]

Hey guys i never owned a car  before now i work i earn roughly about 15-17k a month after tax and rent 
I wanna buy used '09-'11 e92 coupe (320 or 325) for daily driving to work and stuff not for any crazy driving or anything 
Please advise me if with that salary i can afford to own it 
How much will be insurance also estimation

If i wont afford it please suggest any other decent car i can possibly own

 

[Nikhil]

I wouldn't suggest either, rather look at something more economical as a start. 320d / 120d at first would probably be the highest I go, to be honest if it were me I would get an entry level car i.e. figo, yaris, Corolla as a start, cheap to maintain, cheap to insure especially if you have no insurance history.

 

[McCucy]

I wouldn't suggest either, rather look at something more economical as a start. 320d / 120d at first would probably be the highest I go, to be honest if it were me I would get an entry level car i.e. figo, yaris, Corolla as a start, cheap to maintain, cheap to insure especially if you have no insurance history.

Thank you for reply, i clearly get your point so you mean the 120d is better which 120d please specify model and year and if its the coupe version or hatch

 

[Captain_Stealth]

I really like the shape of the e92. If I had to get one it would be with the 6 cylinder motor. But keep in mind that if you get something that has issues from the start it will always have issues. Also even that a car has low km doesn’t mean that it won’t have any issues.

In my case I have a project car and daily a corolla. Works well for me


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[McCucy]

I really like the shape of the e92. If I had to get one it would be with the 6 cylinder motor. But keep in mind that if you get something that has issues from the start it will always have issues. Also even that a car has low km doesn’t mean that it won’t have any issues.

In my case I have a project car and daily a corolla. Works w

Bro thats the thing the shape of e92 is so cool it blew my mind when i saw it with an M2 style bumper it was an absolute beast but i get i have to let it go and maybe settle for 120 d coupe if thats better maintenance and stuff

 

[Captain_Stealth]

120d can also be expensive if you get the wrong one

Also there is 2 different engines on the e82 120d

M47 and N47. Both have their own issues.

I recon anything newer than the e46 era can be pricey to fix. If you want a newer Bmw then just the e92 and try stay away from the 4 cylinders and stay very far away from cars that have over heated

A lot of the 3 series e90 and e92 share the same parts as the 1 series


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[AshG108]

Hi, my cuz has an E90 320d that is for sale. Drop me a pm and I can out you in touch with him. He also just pciked up a Seat Leon TDi with same mileage as the 320d and cheaper too

 

[BeemerFanatic]

This is a tough one. Heart vs head.

Buying a First car, you going to love either either way.
Mine was a 84 model mk1 golf 20 years ago. And I will still prefer it today than any of the 15 odd cars I had up til now.

Whichever way you decide to go, keep some cash saved for maintainence up front. Fix whatever needs fixing, replace anything that would need replacing down the line before you start driving the car. Don’t max out your budget on what you can afford, go for 50-70% of what you can afford.

Hope this helps.

 

[Sspower]

This is a tough one. Heart vs head.

Buying a First car, you going to love either either way.
Mine was a 84 model mk1 golf 20 years ago. And I will still prefer it today than any of the 15 odd cars I had up til now.

Whichever way you decide to go, keep some cash saved for maintainence up front. Fix whatever needs fixing, replace anything that would need replacing down the line before you start driving the car. Don’t max out your budget on what you can afford, go for 50-70% of what you can afford.

Hope this helps.

I totally agree with @"BeemerFanatic" i made a mistake of getting an e92 325i as a fixer up and spent a lot to get it in the condition i wanted but i just couldn't let it pass by and believe me it was worth it... if you really really love the coupes i would suggest getting a diesel 1 series as you get better fuel consumption. we have a lot of guys here who could help you check the condition of the car before you buy. try get something that wont hurt your pocket in the long run.

 

[McCucy]

This is a tough one. Heart vs head.

Buying a First car, you going to love either either way.
Mine was a 84 model mk1 golf 20 years ago. And I will still prefer it today than any of the 15 odd cars I had up til now.

Whichever way you decide to go, keep some cash saved for maintainence up front. Fix whatever needs fixing, replace anything that would need replacing down the line before you start driving the car. Don’t max out your budget on what you can afford, go for 50-70% of what you can afford.

Hope this helps.

I totally agree with @"BeemerFanatic" i made a mistake of getting an e92 325i as a fixer up and spent a lot to get it in the condition i wanted but i just couldn't let it pass by and believe me it was worth it... if you really really love the coupes i would suggest getting a diesel 1 series as you get better fuel consumption. we have a lot of guys here who could help you check the condition of the car before you buy. try get something that wont hurt your pocket in the long run.

Thanks, very much im glad i asked this question it really looks like 1 series is a better one by diesel you mean 120d right?
Please be specific about how much should i have upfront for repairs that may come

 

[brads7]

For a daily and first car I would chose a 320d or 120d. I daily a E90 320d and I don’t think I will sell it, ever. Insurance is not to bad and it’s also very economical.

Maintenance wise turbo and clutch or auto gearbox oil are big ticket.Damper pulley is the next general item worth mentioning.
Check Firi’s thread on his 120d it has great documentation on maintenance to give you a idea .

Financially though try stick to around 10% of your income for a car if you financing which would mean a decent deposit if you go the 120d route .


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[McCucy]

For a daily and first car I would chose a 320d or 120d. I daily a E90 320d and I don’t think I will sell it, ever. Insurance is not to bad and it’s also very economical.

Maintenance wise turbo and clutch or auto gearbox oil are big ticket.Damper pulley is the next general item worth mentioning.
Check Firi’s thread on his 120d it has great documentation on maintenance to give you a idea .

Financially though try stick to around 10% of your income for a car if you financing which would mean a decent deposit if you go the 120d route .


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Im really appreciate everybodys responses thanks a lot man really helpful

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For a daily and first car I would chose a 320d or 120d. I daily a E90 320d and I don’t think I will sell it, ever. Insurance is not to bad and it’s also very economical.

Maintenance wise turbo and clutch or auto gearbox oil are big ticket.Damper pulley is the next general item worth mentioning.
Check Firi’s thread on his 120d it has great documentation on maintenance to give you a idea .

Financially though try stick to around 10% of your income for a car if you financing which would mean a decent deposit if you go the 120d route .


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Im really appreciate everybodys responses thanks a lot man really helpful

i would even pay for a person who knows a lot about cars to assist me find a good one  when im ready to pick it up

 

[TBP88]

Hi McCucy

I asked Gizmo (he's back on the forum) to help me find a Z4M and have owned the car he found for around 3yrs now. I've had 0 mechanical issues in that time. The only thing I've had to replace that wasn't normal service item was an alternator part - a common failure point on these cars and not expensive.

In terms of cars to look out for I'd probably steer clear of E46s at this point - the ones that are clean are becoming really pricey, and a cheap one will cost the purchase price to get into good nick.

If you really like coupes then a 125/120d maybe the best bet. There are a few 125i coupe owners here and having driven in one they're pretty capable. The 125i also has a superior engine to the 325i coupe, something to keep in mind.

Other than that if you want to be silly I see Z4 3.0si coupe's starting to hit pretty low prices as well, maintaining one of those is going to cost broadly the same as a 1 series or 3 series coupe.

 

[MR_Y]

Insurance should me a key factor to consider before choosing any car.
Download the Naked Insurance app and play around with a few quotes for different cars.
Then short list those cars that fit your insurance budget and see which one is most reliable and cheap to maintain.

Don't use Hippo or any other insurance comparison site, because you will get hounded by telemarketers thereafter.
Naked insurance will not 'phone you or harass you after you get your quotes.

My personal advice for a first car would be one of the Japanese or Korean brands - but NEVER any Jap/Korean that is made in India/Bangladesh/Malaysia.etc So, no Honda Brio, Suzuki Ertiga, etc. These East Asia sub-continent cars are made for 3rd world markets and lack stability/safety at high speed (SA's average speeds are much higher than India's). A Wikipedia search will help you find where each model is made.

 

[cRed001]

Find a clean example of an E92 325i and work out what your monthly repayments would be. Obtain an insurance quote relevant to the vehicle and your personal risk profile and compare the costs to your own budget. Factor in repair and maintenance costs and the possible effects COVID19 will have on your employment and future. If you are confident you can afford the car, go for it! An e92 325i would be a killer first car.

 

[McCucy]

Hi McCucy

I asked Gizmo (he's back on the forum) to help me find a Z4M and have owned the car he found for around 3yrs now. I've had 0 mechanical issues in that time. The only thing I've had to replace that wasn't normal service item was an alternator part - a common failure point on these cars and not expensive.

In terms of cars to look out for I'd probably steer clear of E46s at this point -  the ones that are clean are becoming really pricey, and a cheap one will cost the purchase price to get into good nick.

If you really like coupes then a 125/120d maybe the best bet. There are a few 125i coupe owners here and having driven in one they're pretty capable. The 125i also has a superior engine to the 325i coupe, something to keep in mind.

Other than that if you want to be silly I see Z4 3.0si coupe's starting to hit pretty low prices as well, maintaining one of those is going to cost broadly the same as a 1 series or 3 series coupe.

Honestly i have became so scared to buy a bmw car feels like the cheaper ones are older models like e82s which are about over 10 years old at this point i ready feel like it will really break my wallet like they always say but i really love coupes esp bmw ones 
Im now thinking of buying a mazda 3 maybe 2015 model feels like its less headache But haven't decided yet and your help is really appreciated im still deciding

 

[MR_Y]

Mazda is a brilliant choice.
If I was not a selfish bastard, I would have kept my CX5 for many years to come (I traded it in on a 2-door car)
The Mazda 3 2.0 Individual (or Astina spec) is what you should aim for - leather, BOSE, sunroof, reverse camera, etc.
Not the most powerful car around - especially at the Highveld without any turbo - but a solid buy.
The 2.0 motor is very strong and loves to scream - 121kw/210Nm - and that fully multi-link suspension is a boon (even a brand new A-class/CLA does not have that suspension as standard!).
Also, no cambelt, so no worries on it snapping at higher mileages.
The only issue with these motors is the carbon build up, but driving it hard and often is the best solution!
Also, avoid the 1.6 Mazda 3 - it is very underpowered.

Another great Mazda choice, if you can live with less space, is the Mazda 2 1.5 Diesel Auto.
A bit more mid range oomph than the 2.0 in the Mazda 3.

Another choice is the CX3 2.0 (any spec) - this is basically a Mazda 2, jacked up, with the motor from the Mazda 3 (slightly detuned from 121 to 115kw)

 

[Woodies]

If you can wait a little longer, I would advise saving as much as you can for 6 months or so. Get a cheap ish RELIABLE car to start. Once you feel a bit more confident with your monthly saving etc, and get a better understand for car maintenance (tyres/cleaning/insurance/the little repair here and there) then look at something a bit nicer. If you get a decent car to start with and you look after it you won’t lose a lot in the resale. Also it’s nice to appreciate the NICER car compared to first car. Good to have goals to save and work towards.
Good luck with your choice