Suggestion on thing to do to make an income

[tivoli786]

:cartel: opcorn: on a more serious note I say stop.

One good idea so far start a franchise let's move on.

 

[reid]

ETF's are not strucutred products. A structured product is for example combining a long position in an equity instrument, with a put option on the same instrument, at the price you went long. This protects downside and leaves unlimited upside.

balanced book of investment? what does this mean?
balanced book = match liabilities with assets, long term liabilities with long term investments? is this what you mean?

every portfolio should be structured to custom fit each individuals needs. you can't apply a blanket to all investors.

you must take into account investors risk appetite, liquidity needs, and return expectations. Then only can you create a portfolio.

ETF's are not structured products-ETFs are in fact Collective investment schemes. A structured product is for example combining a long position in an equity instrument, with a put option on the same instrument, at the price you went long. This protects downside and leaves unlimited upside.

Structured products facilitate bespoke risk-return objectives. This is accomplished by taking a traditional security, such as a conventional investment-grade bond, and replacing the usual payment features with non-traditional payoffs derived not from the issuer's own cash flow, but from the performance of one or more underlying assets. Doesn’t need to be equity as mentioned above 

balanced book of investment? what does this mean? Apologies for my simple English here- I want to provide a level opinion which everyone can relate to and not fill this thread with jargon to show off my knowledge.
balanced book = match liabilities with assets, long term liabilities with long term investments? is this what you mean? This is not IFRS or GAAP – balanced in terms of long vs short term investment.

every portfolio should be structured to custom fit each individuals needs. you can't apply a blanket to all investors. – thus the mentioned or risk and time horizon

you must take into account investors risk appetite, liquidity needs, and return expectations. Then only can you create a portfolio.- Technical analysis

thanks

collective investment schemes are not structured products.
i said example when i described a structured product, with the intent to simplify it and not confuse.

you basically described turning a safe bond that pays you fixed interest and payment, into a structured equity product. Not necessary. Yes you may use a zero-coupon risk free bond in the structure, but not replicate safe cashflows with risky ones. normally the aim is the other way around.

IFRS or GAAP? an individual is like a balance sheet. "you can't balance long term investments with short term". what are you balancing here? risk? return?
those are the only factors that matter and neither are balanced with time horizon. time horizon is only used to supplement liquidity needs, that is if an investor requires funds in the next 3 years for your kids education.

Technical analysis? do you even know what this is? just by stating that, you have shown me how little you know on this topic.

those factors are from the classical theories of portfolio construction, and based on fundamental laws.

Technical analysis is for part time traders that see stars in stock movements

please don't advise on such serious matters without the adequate knowledge.

by no way is this advice. we were throwing ideas around. :sorry:

you're the man- you know everything - beautiful.:ty:

taking this a lil too personal are we? proving your point to who? me? wow.........

jeez this is a car forum and we all here due to our passion for cars. if we wana prove how great you are by stating your case in this manner-the stage is yours.......:clapper::chef::chef::chef:

its a car forum, but this topic has nothing to do with cars.

i dont go around giving medical advise because i'm not qualified to do so.

but i will go around giving advice on a topic i am qualified in.

the investment profession has a bad name because of people that give incorrect advise, and don't abide by the industry's standards of conduct.

and yes i do know 90% of this field, so technically i do know almost everything about THIS field.

taking it personal? yes i am. you are giving my profession a bad name.

you used fancy words, and phrased them eloquently to confuse and show people you knew something about this topic, now that you caught out, you becoming defensive. Stop BSing and stick to what you know.

kudos to you big man- you deserve a treat for that :ty:
as stated - you're the man.

you must be really successful knowing 90% of subject matter.

remember you're not the only qualified - now go play in the traffic where you belong:tiptoe:

 

[wolfman7]

go play in traffic?

i heard that line before in the comments section of a fin24 article, it sounded racist

but i will give you the benefit of the doubt that you mean i should run between cars, playing with balls or something

 

[DieselFan]

Ladies, control your selves.

 

[wolfman7]

i'm out of this thread, nothing more to say thats beneficial.

 

[Truvalu]

It depends a lot on opportunity out there, entrepreneurs Creat an opportunity, something that has demand and unique with little or no competitive product in the market. Then it comes to a business plan and engaging not only banks but Venture Capitalists.

Innovation and patents , it is good to patent your ideas, a patent lasts 10 years and you may sue any competitor entering the market space. Or provide a franchise opportunity and watch your investment grow.

I specialize in business planning, strategy and work with a few Venture Capitalists as well as Advocates who will register the patent.

Innovation they say are the invention of lazy people like gate motors for example. So think of something which a lazy person will find value in.

Reselling someone else's ideas brings threats of substitutes and again it places you in a situation where your investment may go down the drain.

A great course for you to do would be the Management Advancement program at Wits Business school, it provides you with the fundamental grounding to running your own business. It is a worthwhile investment, or Gibbs in Pretoria.


Sent from my iPad using Tapatalk

Thanks for this info.
Does the cost of registering a patent depend on what it is you want patented?

I have had this idea I have been toying with for more than 8 years now about something small I want to patent, etc. It has to do with easily not having an umbrella being "flipped" by the wind. (especially in Cape Town). I have just always been wary of sharing this idea with someone just to have it stolen from me...

A little over 7yrs ago, I lost everything and had to move into a flat. (Without to much detail, I can say that with the help of many good friends and absolute Grace from God, we did make it to where I could be in a position to now start paying on my own small house.)
I have worked as expat now for the last, nearly 3 years, earning a reasonable $ salary, but my contract in Angola is coming to an end and will not be renewed come 26-08-2015.

I am seriously looking for something else and perhaps now is the time to try this "dream" of mine.
Problem is, I have been burnt by so many "good" people in the past, I am very hesitant to do anything where I need to trust someone else again.

It would be interesting to know more about cost and processes involved regarding patents, etc.

Good luck with your search as well.

Greetings from deepest, darkest Africa

 

[ChefDJ]

Wtf happened in here?

Such an innocent and frankly very useful thread gone south?

Come on guys.

 

[Nastaliq]

I honestly dont know.
Two finance okes started going head to head, and the rest of us, dusted our popcorn buckets off and sat down to watch.

 

[zama]

A busniess requires will power and risk, so for the dudes that have postive advice, help is always appreciated.
We not all clude up on equity and investments, hence, we learn. This thread is innoccent with okes willing to make some extra cash and upskill themselves as the venture moves forward. There's no need for any negativity and derailment.

 

[tivoli786]

lol and some guys chitter chatting here can't confirm time :hammerhead:

 

[///Moose]

Slm bro, I'd be keen to explore this with you as well so keep me posted.

 

[tivoli786]

check your PM

 

[LOW BOOST]

Good thread..

 

[samman325]

I'd be quite keen as well as i've been also cracking my nut to think of something that could set me free from being bossed around.

If you think you could still accomodate more people into your planning then let me know.

 

[pimpassdaddy]

I'm a business owner for the last 15 years... Well, I'm 33 and have never worked for anyone in my life. I own a toilet hire company.

There are many businesses out there that do things that you don't pay attention to, that make heaps of money. Also, look at things that most people don't want to do... There in lies many opportunities. Like a previous post said, look at providing things for "lazy" or time constrained people. People are trying harder and harder to save time. Think of something that can do that.

Also, how about starting an Uber? You could even drive it yourself say, God forbid, you're let go at work. I believe it's possible to clock in R8k to R15k a week depending on area obviously. Uber takes 20% of that.

 

[tivoli786]

I'm a business owner for the last 15 years... Well, I'm 33 and have never worked for anyone in my life. I own a toilet hire company.

There are many businesses out there that do things that you don't pay attention to, that make heaps of money. Also, look at things that most people don't want to do... There in lies many opportunities. Like a previous post said, look at providing things for "lazy" or time constrained people. People are trying harder and harder to save time. Think of something that can do that.

Also, how about starting an Uber? You could even drive it yourself say, God forbid, you're let go at work. I believe it's possible to clock in R8k to R15k a week depending on area obviously. Uber takes 20% of that.

Thanks will keep the Uber idea in mind that is not bad takings and I live in the Sandton area so I guess driving foreign business people could just be good. Lol + I get to drive my beemer all day what more can I ask. HAHA

 

[tivoli786]

bump

 

[M3_FTW]

Put all your cash on red and let it ride !

 

[Nastaliq]

Not an option.

 

[Blaino]

Awesome thread... :clapper:

I've been playing with this idea for a while now looking for that "gap in the market", reading motivational books and going for seminars etc

I have a few non franchise ideas which i drafted business plans for seeking that ideal location at a reasonable rental.

Pm me will be happy to network