insurance premiums

[TBP88]

Dude, how did you get your retail value so high, Discovery wants to insure mine at 190k but its less than 100,000kms on the clock so weird

Get a reputable dealer to give you a valuation letter. Your broker should sort the rest, will impact your premiums and so on though.

 

[Moto_GP]

Was just quoted 1.9k for an m240i through naked. The heck

Edit
Currently paying 1.1k for a 2021 Polo GTi
R460 for an 07 523i
3k excess for both

 

[Eust]

Currently have my supercharged E92 M3 fully insured with mods, R680k.
I think R5k excess.
Premium R2395
Age:37

 

[MOE 000 GP]

I'm with a broker thru new national

29
No claim history
On my 2012 m135i full comprehensive cover and including my extras and recently put car hire cover I'm paying R910 but 3k is my excess ..it was 720 without my extras covered and without car hire in the policy

 

[MR_Y]

40
Naked Insurance
I always take maximum excess.
Premium is R460 for 2022 Ford EcoSport
R750 for 2018 X3 20d
R993 for S60 Polestar

Full comprehensive cover at retail amount.
No car hire.

Outsurance and Budget are definitely cheaper than Naked (at least on my quotes), but their service is slow and crap. Willing to pay that extra amount to Naked for efficient service.

I live in the dodgier part of Midrand, so perceived location risk is high.

When I was younger, I had some big ticket claims but that was more than 12 years ago and falls out of the usual claim history window for insurers.

I prefer maximum excess, because the monthly savings in premiums can be stashed away in offshore investments. This obviously won't work for everyone.

Disclaimer: Never take financial advice from anyone on a forum.

 

[tman]

2010 E90 330d - R300pm - R2000 fixed excess.
2012 F25 x3 2.0d - R600pm - no excess

Both full comprehensive, with car hire.

Was through a work group sheme via Marsh

Sent from my SM-G998B using Tapatalk

 

[rodga]

40
Naked Insurance
I always take maximum excess.
Premium is R460 for 2022 Ford EcoSport
R750 for 2018 X3 20d
R993 for S60 Polestar

Full comprehensive cover at retail amount.
No car hire.

Outsurance and Budget are definitely cheaper than Naked (at least on my quotes), but their service is slow and crap. Willing to pay that extra amount to Naked for efficient service.

I live in the dodgier part of Midrand, so perceived location risk is high.

When I was younger, I had some big ticket claims but that was more than 12 years ago and falls out of the usual claim history window for insurers.

I prefer maximum excess, because the monthly savings in premiums can be stashed away in offshore investments. This obviously won't work for everyone.

Disclaimer: Never take financial advice from anyone on a forum.

What is your excess?

 

[MR_Y]

2010 E90 330d - R300pm - R2000 fixed excess.
2012 F25 x3 2.0d - R600pm - no excess

Both full comprehensive, with car hire.

Was through a work group sheme via Marsh

Sent from my SM-G998B using Tapatalk

Standard Bank scheme?