Sorry about your loss.
The external damage (panels and chassis) + airbags etc will very well exceed 250,000. The car can be repaired but insurance will definitely write it off. Besides, it will never be the same after the accident.
Airbags increase the cost exponentially - around 14,000 steering wheel, 9,000 passenger, 25,000 dashboard. Headlight around 15,000 etc.
Write-off case, mate.