F22 M240i Extended Warranty Considerations

[taufeeq razak]

Hi guys. I recently purchased an 18’ M240I with 55km on the clock. Car was clean, and the motorplan expired in July this year. At the time of purchase, not having active motorplan was not a major concern for me, as I’ve owned cars out of motorplan before and I activated the BMW Extended Warranty option.

However, Ive recently heard some stories surrounding B58 engine failure and how costly they are to repair (200k plus) and this has led to some slight anxiety.

So, I’m thinking - in the unlikely event of the engine completely failing, the BMW warranty would only cover 75k as that’s the tier that the car is on. I’d still be out of pocket a significant amount. So, does anyone know of a better extended warranty option that ideally would cover this scenario? I’ve gotten a quote from dotsure and their coverage tiers are slightly higher (100k for engine), but to me this still doesn’t cover a worse case scenario.
Alternatively, since the motorplan expired relatively recently and the car has been serviced at BMW since expiry, is there any possibility of extending the motorplan? Dealers have told me there’s a 1 month grace period post expiry but I’m hoping there’s some loophole .

I’m aware this post this may sound paranoid but I’d rather be covered and drive the car stress free. Thanks!

 

[Mytfine]

Hi
I don't think you are going to have engine failure on a stock B58. They are pretty bullet proof.

 

[MR_Y]

Hi

I would advise taking the car to a reputable BMW independent mechanic. Let them do a full check on the car (bumper to bumper). Sadly, a FSH with BMW and no comment on Plan means nothing.

After the check has been done, then evaluate whether an extended warranty may be needed.

Also, if you bought the car from a reputable dealership (even if not BMW), you are automatically covered by the 6 month CPA warranty at no cost to you.

 

[TurboLlew]

Agree - they are solid motors. Replacing ANY high performance motor is likely to be a 200K+ exercise if you're going to the manufacturer to buy one in a crate. However preventative maintenance, monitoring for actual failure points and preventatively fixing these (communities are good at sharing this) and just having a degree of mechanical sympathy as the car ages goes a long way to not ending up with 6 figure bills.

The internet is also full of the worst of failures but these motors (through various revisions) are now well into the multiple hundreds of thousands. If it was S65 levels of unreliability there would be class action lawsuits and much more noise around these things. You also don't get the full story OR you get an exaggerated story since many are trying to pressurise BMW NA/Europe into getting their cars fixed via customer care that monitor forums and social media. The best way to get served in 2023 is sadly to shout loudly and exaggerate like a toddler it would seem.

The F10 also went through this phase of super reliability and then suddenly everyone was posting 'failures' and shops even concocted 'packages' to scare people into spending money with them... and because nobody else was talking about it, directed business towards them as well. If you look a little bit into it, these failures were largely through neglect, not changing things like injectors after very large mileages, attending to leaks/warnings, neglecting fluid changes etc OR guys chasing stupidly high power figures (which were achieved easily on fresh motors or built motors) on cars they just bought with high miles and patchy maintenance histories.

Again, the failure points are documented and like the V10s and NA V8s are now 'known quantities' in terms of what goes wrong, so are the modern cars. B58 is one of the peak 6 cylinder feats of engineering. Just educate yourself and also be prepared to fork out cash yourself for preventative work that warranties don't really cover.

If you can extend the ACTUAL motorplan, then you should do so. For the money it is peace of mind. Most of the aftermarket ones (even the BMW warranty) are not compatible with the way I approach maintenance in that they will gladly pay R75K of a R200K job but will not pay R10K for preventative work that will avoid the R200K job altogether. It's like medical aid not covering LASIK for R30K once off but happily spending R12K every year for eternity. I know many guys swear by these warranties but each to their own I guess. If it works for you then so be it.

If you have not already started doing so, pay for an additional oil service cash in between your prescribed service intervals. It really doesn't cost much. The service intervals for our heat/conditions just don't make sense for ANY high performance vehicle and can go a long way to both extending the life of the motor as well as giving you that extra peace of mind.

Hi
I don't think you are going to have engine failure on a stock B58. They are pretty bullet proof.

 

[Mytfine]

What TurboLlew said about the oil changes I think is the key to getting high reliable mileage out of these motors.

 

[realtrevor]

My 2018 F22 M240i LCI is at 138 780 km, the only issue I had was rear indicator lights and the Aircon would stop blowing cold air after prolonged usage of over 2hrs. These were fixed under Motorplan.

I never bothered with extending the Motorplan, I only have a Mechanical Warranty from Innovation Group, I don't foresee an engine replacement being a thing but it can always be repaired.


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[KarshS]

The best time to take an after market warranty is before the motorplan expires. Motorite and the likes will offer you an unlimited plan with no cost restrictions on components. Sadly if the plan has already expired then they will not offer this too you (Can maybe ask them nicely lol)

BMW also offers an aftermarket plan (Cant remember the name) but you will have to keep your car stock as if its still on motorplan.

The b58 engine itself is very strong but like all mechanical parts there are flaws or weak points. One being the fuel pump, I always advise b58 owners to install the TU fuel pump even if its stock. There is a reason why BMW limited power on the software update. It was cheaper to bring down power than recall all cars for a better fuel pump. Before this update many engine failures was contributed to poor fuel quality and if you ask the owner who had the engine failure they was probably flooring the car when it was low on fuel (Below the 1/4 mark). I always keep my car above this mark.

What i see creeping up often now is injector failure which is leading to piston damage. Something to keep an eye on and maybe make this a scheduled serviceable item.