Hit a pavement (drain) and broke left suspension and Oil sump

[P1000]

Ask them how much to buy the car back if they pay out, maybe go that route. IME, repairing an accident damaged car is always more expensive than you think, there is always something broken that you don't know about till it is too late...

 

[Taffs]

Iffy, you should post the Repair Report on here so the guys can see exactly what they quoting you on and advise.
Its madness Fanatics, i say that they need to get another assessor out or go straight to ombudsman if they wanna write the car off!!!

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Iffy, you should post the Repair Report on here so the guys can see exactly what they quoting you on and advise.
Its madness Fanatics, i say that they need to get another assessor out or go straight to ombudsman if they wanna write the car off!!!

Ok, managed to get the quote uploaded on behalf of Ephraim.

Check this out!!!

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[Jacques Motorem]

Hi guys,

So after fighting with the insurance.... they want to write-off my car. Their final assessed quote amounts to a whopping R70 500 (and some change). WTF??????

The car's market value is sitting at R60k..but looking at the quote, they have quite a lot of misleading prices... e.g. Left Rear Tyre at a whopping R3000.... Are they serious?? For a 225/45 tyre.... That's crazy!!!

I have a good mind of keeping the car, because I will loose out if they write it off!! So, I'm working out the pros and cons of keeping it or letting it go!!! I'm sure I can cut the costs to over half their quote, my Dad owns a KWIKFIT franchise and he's willing to help me fix the suspension stuff. Plus, there is a mechanic there so sort additional stuff!!

What do you Fanatics think?

Definately keep it. Suspension parts(tweezer, swingarm, upper cont arm) are cheap from scrapyards, sump too, repair the mag - less than 10K - what else do they list in the quote?

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Is the LF suspension damaged too? You mentioned earlier that only LR hit the curb. If they write the car off, find out if you can buy it back at say 30% of book - then you have change for new tyres too.

 

[Philip Foglar]

I think the problem is will a lot of the repair companies - they don't want to spend time "repairing" parts but rather simply replace with a new item. That's fine if the cost is viable, but well that's often not the case hey? I would keep the car if I know the the overall structural integrity is still a 100% intact. But the car will then be a code 3 if the insurance writes it off and pays out. So lots to consider. However, I remember a client of ours many years ago buying a written off Honda Ballade (the early '90s shape) and fixing himself, as in paid for the repairs etc. It was a practically new car at the time and he had it sensibly repaired - in the end what he paid for the wreck and the repair was still far less than buying an equivalent car second hand. So it can work sometimes, but that was also mid '90s...

 

[Jacques Motorem]

I think the problem is will a lot of the repair companies - they don't want to spend time "repairing" parts but rather simply replace with a new item. That's fine if the cost is viable, but well that's often not the case hey? I would keep the car if I know the the overall structural integrity is still a 100% intact. But the car will then be a code 3 if the insurance writes it off and pays out. So lots to consider. However, I remember a client of ours many years ago buying a written off Honda Ballade (the early '90s shape) and fixing himself, as in paid for the repairs etc. It was a practically new car at the time and he had it sensibly repaired - in the end what he paid for the wreck and the repair was still far less than buying an equivalent car second hand. So it can work sometimes, but that was also mid '90s...

The car will remain code two if the bank does not hold the reg docs for a HP. Bank will always scrap the car if written off by insurers. If the owner has the reg doc he can opt not to. Happened last month with my e46 hearse - written off, I kept it, insurance paid out 70% of book, still code two.

 

[Ephraimramodike]

Thanks for the insight guys, seems i have lots to think about and weigh the options.

Will chat to my Dad...and keep u posted.

Thanks for the upload Taffs! :thumbsup:

 

[P1000]

If you get all those suspension parts from imcomex, you can probably take at least half off that ass-esment. (and things like subframe from scrapyard)

 

[Ephraimramodike]

@P1000... thanks, will definitely consider that.:thumb:

 

[Cole]

R70k just for suspension and no bodywork?
Something can't be right there.... perhaps the person who did the quote says the chassis was bent...