AlexYannoulatos said:
ok, could try get you a cheaper quote but don't know if you really care if the insurance is paying.
Ironically, it's not "the insurance that's paying", it's everyone who has a Santam policy. That includes me.
I remember my 1st year Economics professor at Stellenbosch opening his course with the "there ain't no such thing as a free lunch" quote many years ago. The professor who presented Short Term Insurance in our honours year said it a few times as well! I reckon I've said this to someone, somewhere at least 5 to 6 times a year each year since then.