Spanky
Well-known member
JFC!! This is idiocy on a new level.
I wonder how insurance plays out in a scenario like this? I suppose there's no cover?
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Read the WELCOME ALL BMWFANATICS post.
Cape Town's mixed bag
- Thread starter Teezoh
- Start date
JFC!! This is idiocy on a new level.
I wonder how insurance plays out in a scenario like this? I suppose there's no cover?
The accident reports and insurance claims contains half truths. Luckily the video and photo evidence they leave everywhere will be their undoing.
PsyCLown
Well-known member
I was wondering the same thing, but I do not imagine there to be any cover on a track or drag strip.
Do insurance just refuse to pay out if one lies about the accident and they find out or do insurance take it further?
They normally just reject your claim and move on. It’s typically the claimant that takes things further through appeals and the ombudsman.
TurboLlew
Honorary ///Member
You are not covered for these events by normal insurance NO MATTER WHAT YOU MAY THINK BASED ON YOUR WORDING OR HOW TECHNICAL YOU THINK YOU ARE GOING TO BE WITH YOUR INSURER'S LAWYERS OR THE OMBUD. I have heard that enough times in my life that I will actually just walk away from the next person that goes "but actually you don't need specific track cover... blah blah blah"
Even if you take out track cover, this is a timed event and would be excluded as with most drag events and generally speaking nobody really expects to be covered by insurance for things like this - it's a calculated risk (I would hope anyway) and for the most part safer and more controlled than the street.
I guess you could try to commit insurance fraud, take the car somewhere and say it was crashed on the road and then good luck when these videos surface - and you must assume the ABSOLUTE WORST of anyone these days (Insurance companies have people at MANY of these events including illegals either way...).
This is what we pay for the supercar track days (now out of date) but hopefully you find this useful. There is a very good reason many of the supercar owners also have a dedicated (much lower value) track car as this adds up quickly if you're doing lots of events and prep. Drags are not covered. Timing not covered. Even for some tracks, there are certain corners excluded from cover. Don't take my word for it - read below. Pablo Clark in this case had to pre-inspect the car so you must also find time for this... brakes... age of tyres... leaks... pre existing damage - plenty of guys were looking for tyres for this particular event since even though they had 2000km on them, they were excluded from cover due to age.
If those numbers and terms are not pocket money for you, that's fine - but then also understand the risk going out to play like that. Conversely there are people rich enough that this doesn't matter at all. But I digress
You really must be willing to lose your car if you engage in these things without cover or deep pockets - everyone talks big and is cocksure until shit hits the fan... There was a vid also circulating recently where a guy in an Audi RS of some description ran out of talent with (what I assume is) all his aids turned off and expected quattro to save him. He looked like he was going to commit suicide after the event. Car was FUBAR. Adrenaline and testosterone flow and before you know it you are over estimating your ability relative to how much the unbalanced, overweight family car with a lot of power, meant to be fun on the road, can save you - many have been there when the red mist descends - just not with R2M consequences...
And of course, it isn't always YOU (as is the case in this video) that is to blame. It is a generally risky environment that you are placing yourself, your car (and possibly your family) in and as you get older you are less and less willing to do this with people you don't know and trust. Zwartkops open days and 'open day' type drag events are definitely full of people you don't know, can't trust and who have questionable driving skills. You must trust that this guy's car is also up to snuff as well as trusting that he can drive... and that he can take the reality that he is unable to get his car to the time he imagined it would be (or his tuner that flashed his map in his checker's parking lot told him it would run) and is getting ever more aggressive trying to get there running out of skill along the way...
I have been to enough Zwartkops days for instance that I don't bother with anything except the club days or invitational days that are also not plastered all over social media. I will gladly pay 10/12K for that over R500 and then you tata ma chance with any shithead treating the day like a race event. You will get chased and recorded and you will have entertaining commentary about them chasing something down when you are in the car with your son/daughter/wife just having fun... People who want to race must go and race in a series and do all the track prep etc.
Either way, everything is done at your risk. Better than the streets since it is a somewhat controlled environment. From what I understand this was a miscommunication from the marshalls (How they do both of these activities at once, I don't know). How far this is true I don't know and what responsibility they bear, I also don't know. The fact that spinning and drags are happening in the same space, seemingly simultaneously tells me everything I need to know about the brain power of the organisers and marshalls though...
TurboLlew
Honorary ///Member
Aforementioned Crash. This is from social media and was on half a dozen whatsapp groups the same day.... There is no hiding anything. Everyone has every camera angle of you doing everything at one of these events and it is broadcast into the ether with no hope of it being removed. Even if you remove your plates, you don't need to be a rocket scientist to figure out this is the same car that your client is trying to say was written off at midnight 200km away)
That being said, at drags or track days, most of the time nothing happens. Just that when it DOES happen it is a spectacle by virtue of the nature of the activity.
View attachment WhatsApp Video 2024-11-28 at 11.24.18.mp4
That being said, at drags or track days, most of the time nothing happens. Just that when it DOES happen it is a spectacle by virtue of the nature of the activity.
View attachment WhatsApp Video 2024-11-28 at 11.24.18.mp4
TurboLlew
Honorary ///Member
Yup - with the club days, because so few guys attend, we don't generally take the cover out as there is plenty of space and guys are willing to take the risk. For instance if you know your car, you know others are going to be fairly far away and you know yourself as a driver you know you're going to be under R100K in damages if something DOES go south.
It is more a factor when it is a busy event and especially when there are other clubs joining.
This doesn't stop me doing events and some of the timed events in the Alfa as well but again that is a risk I am comfortable with, out with guys I've known for many years now as opposed to taking a GT3 or GT2 or 458 out onto track. Part of the reason I am apprehensive of getting something 'serious and big' is that I actually probably wouldn't drive it the way I do my Alfa or enjoy it as much. I would DEFINITELY not be comfortable under the circumstances!
On a somewhat different note, for what they are, the BMW and AMG driving courses are absolute bargains and this discussion sort of highlights it again. You carry no risk, it's fairly cheap and you get to be a better driver at the end of the day with actual instruction.
NB92325
Well-known member
Out of curiosity - would that Audi driver also be on the hook for track damage like on the Nurburgring or is the Ring unique due to being a public road? I saw Misha's post M4 crash rebuild video where he goes through the salvage and damage claims from the Ring and it was eyewatering (couple hundred K) - so not only did you just destroy what is likely a car you've been saving towards and certainly cannot afford to replace, you now also have some additional, possibly crippling debt. No thanks man - If I'm lucky enough one day to afford a track toy, it's going to be a shitbox Opel 😆
TurboLlew
Honorary ///Member
I think different facilities will have different rules. For Zwartkops and Kyalami I don't believe there are any such requirements. However in this case I actually don't know, since your usage fees usually just cover wear and tear to the facility itself as well as marshalls, medical etc on the day. Here there was physical damage to the fence and not just the 'elements of the track' that are meant to be crashed into/deform like a tyre barrier or guardrail etc.
Wow, making someone pay for damage to the track is taking the piss. Surely it would make sense to add “track insurance” to the participation bill. An extra R200 here and there should cover them. Unless this is the general rule for all German roads.
TurboLlew
Honorary ///Member
The 'ring is a very different place... it is part track, part proving ground, part playground and part public road depending on time. People understand what they are getting themselves into.
Everyone should do it at least once - just the atmosphere was crazy... a whole culture dedicated to carving through the 'ring under different conditions and modding their cars for it... very much like our guys <checks notes> modify their cars to spin into concrete barriers
🤦♂️ I did it a few years ago and came back literally broke.
Sabretooth tiger
///Member
That's a Cape Town bra that heard his cousin has a race on in his BMW against a Golf R. So he drove up to Jozi and did what he knows best, to make sure his cousin didn't loose against the Golf.
modocrat
Well-known member
modocrat
Well-known member
Using this thread because some of these are in CT 😅
Visited this site after many, many years.
www.wreckedexotics.com
Visited this site after many, many years.
Exotic car crashes in South Africa
www.wreckedexotics.com
NB92325
Well-known member
The numberplate is the most believable part of that car...Cracked me up
Sabretooth tiger
///Member
I drove pass this very same car this morning. Driver was still wearing his silly hat. He was doing like 80km/h in the left lane on the N2 as I passed the Baden powell off-ramp. Probably still recovering from his poo incident on the R300
Greenz
///Member
Teezoh
Well-known member
idk but something just does not add up here.
IOL News
The National Consumer Tribunal ordered Hyundai N1 City to pay back a customer a little over R667,000 after he was sold the wrong model instead of a BWM 3 series (G20) 320i M Mzansi edition. #hyundai...www.facebook.com
Didn't know where to post this but since it involves cpt.....
If it needs 31 items how the fck did he visually accept it as a Mzansi Edition in the first place? I mean something must have been missing or not right to know that it's not a MzE. Unless Temu or some place is selling potato MzE replica kits...
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