No matter my broke ass 15years ago, my cars were serviced on time with the best oil i could afford that car was sold with nearly 400k on the clock and the engine was still absolutely perfect. Poor is very much a state of mind and will never change. Hence poor is gonna poor.
Many moons ago as a collective of friends we had one friend always complaining lack of funds, boss is a poes that, etc etc. And then he got retrenched, a bunch of us were talking about if we should not pool what we have to just help said guy out and one guy pointed out if XXX has money for Smoke and Drink, and moans about money well then is he really spending wisely. Since then i have followed that mantra.
Poor is a state of mind, and poors gonna poor. You have a X5M but you buy linglong dong fench ditch finders one by one and cook your transfercase and dump it at WBC, that is a poor who is pooring.
Having little cash does not make one poor, when i prefer to poor i refer to the kind of guy who should buy a Picanto but goes and buys a used BMW and then runs it into the ground, the people who complain about lack of money, but it's party time every weekend, the ones who cancel their insurance because not enough money.
Ayy, a previous work colleague of mine is in the process of buying a 420d and he messaged me about insurance. Asking me where to look as he is struggling to find insurance and when we were working together had some discussions about insurance.
He sent me a screenshot of him being quoted over R3000 per month for insurance on his 420d and when I did a quick check I was quoted under R1k a month.
Turns out when he purchased his Polo many moons ago he kept the insurance for a year only and then cancelled it and has not had insurance since so now without a proper insurance history he is being hit hard. He eventually took insurance with a massive R30k excess but it has dropped his monthly premium to R1900.
Previously he was not earning the best salary, but one which I imagine would allow him to afford insurance on his Polo without too much sacrifice.
He at least agrees and understands that insurance is a must with the 420d and has no plans on cancelling it, he mentioned that the bank will force insurance on you if they find out you tried to cancel your insurance as well?
People do odd things, but to be fair when I first got my bike I did not have insurance right away as I was not even working yet. I was still studying and fresh out of high school.
I did not fully understand the insurance thing until it was properly explained to me. When I started working I took out insurance.