Is my BMW F30 likely to be written off?

[Beaver]

I work in Botswana as an expatriate. On 26 April, I was driving my BMW F30 home through the green traffic lights around 10pm when an imported Corolla 130 GLE skipped the traffic lights. As I was already in the intersection, I rammed into the side of the Corolla at around 70km/h and hurt the front part of my baby and damaged the front left suspension, bumper, lights, grille, fender and bonnet. Three airbags (driver, passenger and curtain) deployed.

I reported the incident to the police and Regent Botswana Insurance. Car World (an approved BMW body repairer) picked her up. I received calls from them to date informing me of the progress in stripping her for quotation. They might be able to complete by Tuesday next week.

I add a picture of my baby. What are the chances of the car being declared a total loss? I bought it through the bank 6 months ago brand new for P365,000. It has done only 12,000km on the clock. I still owe P327,000 on it. I called BMW this morning and they said the current market value is P300,000. I would really wish it is not totalled once the quote comes as I would lose money in the process (I paid P70,000 as deposit from own pocket), and would not be able to buy the same car again.

Your advice please!

 

[Ash225]

I work in Botswana as an expatriate. On 26 April, I was driving my BMW F30 home through the green traffic lights around 10pm when an imported Corolla 130 GLE skipped the traffic lights. As I was already in the intersection, I rammed into the side of the Corolla at around 70km/h and hurt the front part of my baby and damaged the front left suspension, bumper, lights, grille, fender and bonnet. Three airbags (driver, passenger and curtain) deployed.

I reported the incident to the police and Regent Botswana Insurance. Car World (an approved BMW body repairer) picked her up. I received calls from them to date informing me of the progress in stripping her for quotation. They might be able to complete by Tuesday next week.

I add a picture of my baby. What are the chances of the car being declared a total loss? I bought it through the bank 6 months ago brand new for P365,000. It has done only 12,000km on the clock. I still owe P327,000 on it. I called BMW this morning and they said the current market value is P300,000. I would really wish it is not totalled once the quote comes as I would lose money in the process (I paid P70,000 as deposit from own pocket), and would not be able to buy the same car again.

Your advice please!

As far as I know, on a new car, the damages have to exceed 60-80% of the cars value in order for it to be written off...so working at R300k, the damages/repair costs would have to be more than R180k for it to be written off.....

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And dude, please introduce yourself to the forum in the appropriate subforum and read the rules before posting...thanks again....

 

[Sabretooth tiger]

ouch, probably written off

 

[Beaver]

I work in Botswana as an expatriate. On 26 April, I was driving my BMW F30 home through the green traffic lights around 10pm when an imported Corolla 130 GLE skipped the traffic lights. As I was already in the intersection, I rammed into the side of the Corolla at around 70km/h and hurt the front part of my baby and damaged the front left suspension, bumper, lights, grille, fender and bonnet. Three airbags (driver, passenger and curtain) deployed.

I reported the incident to the police and Regent Botswana Insurance. Car World (an approved BMW body repairer) picked her up. I received calls from them to date informing me of the progress in stripping her for quotation. They might be able to complete by Tuesday next week.

I add a picture of my baby. What are the chances of the car being declared a total loss? I bought it through the bank 6 months ago brand new for P365,000. It has done only 12,000km on the clock. I still owe P327,000 on it. I called BMW this morning and they said the current market value is P300,000. I would really wish it is not totalled once the quote comes as I would lose money in the process (I paid P70,000 as deposit from own pocket), and would not be able to buy the same car again.

Your advice please!

As far as I know, on a new car, the damages have to exceed 60-80% of the cars value in order for it to be written off...so working at R300k, the damages/repair costs would have to be more than R180k for it to be written off.....

---

And dude, please introduce yourself to the forum in the appropriate subforum and read the rules before posting...thanks again....

---

Oooops! Sorry! Didn't know that - quite confused at the moment. Seeing that I am not in SA, might have to introduce myself in the North West sub-forum - no?

 

[Smartiesman]

Most of the time airbags are the cause for cars being written off. BMW airbags are damm expensive.

 

[Ash225]

I work in Botswana as an expatriate. On 26 April, I was driving my BMW F30 home through the green traffic lights around 10pm when an imported Corolla 130 GLE skipped the traffic lights. As I was already in the intersection, I rammed into the side of the Corolla at around 70km/h and hurt the front part of my baby and damaged the front left suspension, bumper, lights, grille, fender and bonnet. Three airbags (driver, passenger and curtain) deployed.

I reported the incident to the police and Regent Botswana Insurance. Car World (an approved BMW body repairer) picked her up. I received calls from them to date informing me of the progress in stripping her for quotation. They might be able to complete by Tuesday next week.

I add a picture of my baby. What are the chances of the car being declared a total loss? I bought it through the bank 6 months ago brand new for P365,000. It has done only 12,000km on the clock. I still owe P327,000 on it. I called BMW this morning and they said the current market value is P300,000. I would really wish it is not totalled once the quote comes as I would lose money in the process (I paid P70,000 as deposit from own pocket), and would not be able to buy the same car again.

Your advice please!

As far as I know, on a new car, the damages have to exceed 60-80% of the cars value in order for it to be written off...so working at R300k, the damages/repair costs would have to be more than R180k for it to be written off.....

---

And dude, please introduce yourself to the forum in the appropriate subforum and read the rules before posting...thanks again....

---

Oooops! Sorry! Didn't know that - quite confused at the moment. Seeing that I am not in SA, might have to introduce myself in the North West sub-forum - no?

---

I didnt mean to come across as arrogant, Im sorry if it seemed that way...

I hope your cabby gets sorted out!!!!

 

[Beaver]

I work in Botswana as an expatriate. On 26 April, I was driving my BMW F30 home through the green traffic lights around 10pm when an imported Corolla 130 GLE skipped the traffic lights. As I was already in the intersection, I rammed into the side of the Corolla at around 70km/h and hurt the front part of my baby and damaged the front left suspension, bumper, lights, grille, fender and bonnet. Three airbags (driver, passenger and curtain) deployed.

I reported the incident to the police and Regent Botswana Insurance. Car World (an approved BMW body repairer) picked her up. I received calls from them to date informing me of the progress in stripping her for quotation. They might be able to complete by Tuesday next week.

I add a picture of my baby. What are the chances of the car being declared a total loss? I bought it through the bank 6 months ago brand new for P365,000. It has done only 12,000km on the clock. I still owe P327,000 on it. I called BMW this morning and they said the current market value is P300,000. I would really wish it is not totalled once the quote comes as I would lose money in the process (I paid P70,000 as deposit from own pocket), and would not be able to buy the same car again.

Your advice please!

As far as I know, on a new car, the damages have to exceed 60-80% of the cars value in order for it to be written off...so working at R300k, the damages/repair costs would have to be more than R180k for it to be written off.....

---

And dude, please introduce yourself to the forum in the appropriate subforum and read the rules before posting...thanks again....

---

Oooops! Sorry! Didn't know that - quite confused at the moment. Seeing that I am not in SA, might have to introduce myself in the North West sub-forum - no?

---

I didnt mean to come across as arrogant, Im sorry if it seemed that way...

I hope your cabby gets sorted out!!!!

---

Ash225 - you've not been arrogant at all. I just needed to have read introduced myself and read the rules first. :=):

 

[PhoenixGG]

Welcome beaver. I hope you get to keep your car, as for introductions. The right sub-forum is the "New members introduction area". Keep us updated

Normally in that forum everybody asks for pics, but in light of current circumstances I hope that's not inappropriate.

:fencelook:

 

[Philip Foglar]

This sounds like it's a write-off! Ouch!

 

[Beaver]

Thanks folks. I just hope it is not a write-off. I would really not like to drive a KIA or a Mazda!