Engine mods and insurance

[Mrcloc]

My car is on 96 000 km now and when MP runs out I want to EGR bypass and eventually take out the DPF and do a bit of software. How does this affect insurance?

 

[zaleonardz]

No.

 

[Sabretooth tiger]

you have to disclose it to your insurance that the car has been modified (decat+SW). It can void your claim if you don't.

My Sabre was modified, disclosed it, and it had no effect on my premium.

 

[Pho3niX90]

you have to disclose it to your insurance that the car has been modified (decat+SW). It can void your claim if you don't.

My Sabre was modified, disclosed it, and it had no effect on my premium.

What if you buy a car with these mods and you aren't aware of it? Surely they can't hold you liable.

 

[Sabretooth tiger]

you have to disclose it to your insurance that the car has been modified (decat+SW). It can void your claim if you don't.

My Sabre was modified, disclosed it, and it had no effect on my premium.

What if you buy a car with these mods and you aren't aware of it? Surely they can't hold you liable.

not sure about that, as they don't look at these things when doing inspection, but its safer to rather declare if you aware of it.

 

[cOlDFuSiOn]

Interesting topic. If I mod the tractor (if I still have it by the time MP expires) I will also rather declare this, even if my premium goes up - no way I am waiving an insurance claim against a few mods.

I guess you need to do the same when fitting the PPKs?