IMHO if you go for a fast drive and use the brakes a lot the discs heat up , now you brake to a stop and stand with the pads against the disc . This creats a hot spot as it is not being cooled by the air . These also tend to get hard and later cause shudder as the disc wears more where it is soft .
If your brakes are hot and you hit water they can crack as well , ask any guy who has welded steel and quickly cooled it off in water , in can crack at the weld where it was hot .
Thinner discs will crack easier due also to enequal frequencies ( vibrations ) in the material .( That is where matel fatigue in aeroplanes plays a critical role ).